Home Loans
Our in-house banking and lending expert, Scott Charlesworth, thrives on the technical nature of mortgage lending and helping his clients realise their dreams. He particularly enjoys the challenge and satisfaction of guiding people through the home loan process, whether they are purchasing their first home, investing, or re-financing.
Scott can provide you with a unique understanding of the local market and an outstanding professional and personal home finance service.
Residential Purchasers
Extensive experience in the industry means Scott is well-placed to assist residential borrowers of all kinds, from first home buyers to those who are upgrading, self-employed or even buying with friends. With fast approval and turn-around times, the finance you require may only be a step away. Scott is able to negotiate discounts, waivers and extras, which may include interest rates, a legal contribution and waiver of fees.
Investment Property
Scott has a large base of clients who invest in property, as well as having personal experience in property investment. With a strong understanding of both simple and complex investment strategies and strong working relationships with accountants and other financial professionals, Scott is able to help ensure that you structure your portfolio in a manner that will help you achieve maximum profit and tax benefits.
New Immigrants
Together with a leading immigration company Scott can assist new arrivals to settle in New Zealand. It is very important to remember that the buying and selling process is often very different in New Zealand to that of other countries. I have assisted numerous new immigrants to New Zealand to overcome these differences and establish both home loans and investment loans. Whether you are newly arrived or are in the process of moving, I can assist via face-to-face consultations or a combination or phone and email to ensure you are ready to purchase as soon as possible.
Refinancing
Having reviewed hundreds of clients' existing loan structures and offered solutions to enable them to have an improved monthly cash flow and to save money, whether it’s a simple switch from one product to another with the same lender or a full debt consolidation process, Scott is experienced at finding the right solution for your current situation.
Top Finance Tip
Every household is different, you need to have your requirements personalised to meet your specific needs. Having an independent adviser can help with this and may save you a lot of money if you get the right structure for your needs.
For more information contact Scott Charlesworth on:
0800 456 266, 021 481 009 or email scott.charlesworth@loanmarket.co.nz
